Equity comes from scrimping, saving, and investing. What you do with it is based on recommendations from friends, family, attorneys, CPAs, and financial advisors.
The big problem is that while they may be well meaning, they all have their own diverse vision and agenda. Increasingly, your success with your money can be unknowingly compromised.
Like someone who is prescribed medication through the years for the “issue du jour” but in fact as time goes on, there are more prescriptions for more things and by the time the conflicts are discovered (if ever), the damage is irreversible – PLEASE DO NOT LET THIS HAPPEN TO YOU!
The proper Life Insurance and Annuities can be champions for investment growth, but understand, you don’t need to buy anything to optimize for Near Tax Free or Tax Free retirement.